About the Portal

UDGAM is a centralized search portal launched by the Reserve Bank of India that helps depositors search for their unclaimed deposits lying with banks across the country. The portal enables individuals to locate their forgotten bank accounts, fixed deposits, and other deposits that have not been operated for 10 or more years, and initiate the claim process directly.

Key Features

• Centralized Search: Search across all banks from a single platform
• Multi-Bank Coverage: Access unclaimed deposits from all participating banks
• Online Claim: Submit claim requests digitally without visiting branches
• Track Status: Monitor the progress of your claim application
• Free Service: No charges for searching or claiming deposits

How to Search

• Visit the UDGAM portal and click on "Search Unclaimed Deposits"
• Enter your details: Name, Bank Name, and other optional parameters
• View matching results showing account details and amounts
• Submit claim request with required KYC documents
• Track status and receive updates on your claim