About the Portal

The RBI Fintech Portal serves as a platform for fintech companies and banks to test innovative financial products and services in a controlled environment. The Regulatory Sandbox allows entities to experiment with new technologies under real-world conditions with appropriate guardrails, enabling innovation while ensuring consumer protection and financial stability.

Key Features

• Controlled Testing: Experiment with innovative products in a live environment
• Limited Scope: Test with selected consumers and predefined limits
• Regulatory Guidance: Direct engagement with RBI supervisors
• Risk Mitigation: Built-in safeguards and exit protocols
• Knowledge Sharing: Learn from experiments and industry best practices

Eligibility & Areas

• Registered Indian companies with valid PAN
• Entities with proven technology capabilities
• Focus areas: Payments, Lending, Wealth Management, Insurance
• Digital KYC, Smart Contracts, Blockchain applications
• Robo-advisory and AI-driven financial services